That has an audio recording of someone pronouncing it. Sounds like it’s the former per your example.
That pronunciation is incorrect.
Correct as an English word, incorrect as a Hindi etc. word, right? When a language borrows a foreign word, it doesn't bring any new sounds (or letters) with it but adapts the word to the language instead.
It is like goat but more voiced, with a hint of h. In Indian languages there are four different g-like sounds (two that are somewhat like g as in goat and two that somewhat like g as in George).