Why did you ask a question like that? Do you have the resources? Because the real world is constrained by resources, thus your question is not relevant to most of us. A relevant question is how to navigate best when resources are limited and we’re bound by many constraints (laws, societal norms, spouse’s expectation etc.)

It’s also worth noting that we should live our life as well. Raising children is only one part of this life. Success and fulfillment depends on so many factors, that no effort can bring warranty, especially if we venture outside of social norms and expectations (do a monastic life brings success and fulfillment? How can a preparation for corporate life can help succeed in a monastic life?)