Honestly cannot understand who are those subsidies for. Recently I witnessed a few times a scene on a parking lot, which appeared to me as a group of overjoyed young people congratulating their happy mate about acquisition of a new ride (invariably a fancy Shelby Mustang or a mean-looking BMW, and invariably on their Ps) - you know, sniffing under the car, patting (the car and the lucky owner) on all surfaces, marveling from all distances. Laughing and selfying. The average age within all those groups, to my judgement, was around 16yo, so I highly doubt they could make full use of Salary Sacrifice incentive. And families like mine will always consider paying for a new car a complete waste. Going "carless" is also absolutely not an option, so if we must spend we're looking for maximum value and minimum outlay.