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Ditto. I close few credit cards because of usage drop. Paying with UPI is easier and at least 10x accepted.

Moreover, within a year or so, UPI will start accepting Credit card linking as well. Things are really moving FAST here.

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Credit Card linking with UPI is live for sometime now [0], currently limited to Rupay cards. I have been using my HDFC Rupay CC to pay for Merchant Payments that accept UPI for last month or so.

[0]: https://www.rupay.co.in/rupay-credit-card-on-upi

Any good cards on Rupay? Last time I checked, all the good rewards were on Visa/Mastercard

The good rewards are only possible if the merchants are paying for it through transaction costs. I'd bet on "no" since the national alternatives to Visa/MasterCard usually advertise themselves as "cheaper".

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