For your points: 1. This was the thing that initially made me skeptical, but it's just not enough to say. Sure living 3 years more then anyone else is pretty unlikely, but at the same time it's not proof. 2. The swap would have had to happen so early, when Yvonne was just 34 years old she would have had to impersonate her mother, pretend to be married to her father, and fool everyone in the small town she lived in. That is just not a credible thing. And the alleged payoff to avoid taxes doesn't seem big enough to be worth the immense effort that this swap would have had to go through. 3. Photos are fairly worthless for these sorts of things. Different angles, lighting, camera techniques all can make people look very different.
At the end of the day I find the alleged swap to be less believable then someone just living a long time