The difference is in part, personality. I do use WSB because they often find interesting speculative stocks. But I would never gamble more than 10% of my portfolio and I would never use leverage.

In part, the deathly combination lies in new participants in investing that use wsb and robinhood which allow overleveraged positions before those new participants actually learn how the market is priced and how your leverage in premiums is priced according to your risk. I dont think anyone with a portfolio over 10 years in the making would be willing to make the bets that I see on the forum.

Robinhood allowing margin trading is a regulatory mistake in my opinion.