I would kill to retire. All I want to do is make art, music, cook, hike, kayak, and travel on the cheap. I have about.... 1/20th of the savings needed.
I would kill to retire. All I want to do is make art, music, cook, hike, kayak, and travel on the cheap. I have about.... 1/20th of the savings needed.
That is one strategy: you'll have a place to stay and three meals a day for the rest of your life!
Like most things, the grass is greener on the other side.
I think we need to redefine retirement as “financial independence and free to do what you want”. I could honestly fill several hundred years of retirement with things I want to do. The people who get bored really puzzle me.
I thought the same as you and as an avid game, tech enthusiasts, electronics enthusiast, outdoorser reader and social person, I thought I'd be fine.
Unfortunately (or fortunately?) I find these things hold no intrensic meaning beyond the enjoyment of the moment - which I love, but isn't enough to satiate. None of these things bring fulfillment or accomplish any goal beyond thr arbitrary ones I set myself.
I suppose all goals are arbitrary at some level, but in my years retired I'm yet to work out how to bring that sense of real accomplishment back in my passtimes.
As such, I moved back from retirement to semi retirement after about 3 years. I still live on my own schedule, but I run a number of small businesses designed to do but not take over my life. I also volunteer and raise a family. I can't imagine ever fully "retiring" again, and I can see why a lot of older people give up on life after they do.
That doesn't mean I won't be programming and doing work-y type things, but just doing the ones I want to do.
It amazes me when I travel the world how many people live in places with absolutely stunning backdrops they take for granted because they've lived there so long. They forget and seem confused at first when you mention it. Anything becomes normalised and less exciting when it's your day to day.
I get that impulse, but that is like saying that most of our current jobs are reasonable and for the greater good cause?
Most of the real value providing and necessary jobs are currently underpaid, while on the other spectrums end few people can reap automations fruits that actually should be shared by society, or somehow like that.. ( I know, opinionated can derail into endless discussion topic and other's may express better).
Also, why isn't seen making music and art as a contribution to society while some of the current jobs are hurting society?
I ask because as I first read your comment I was unable to see the selfishness, since GP outlined that they lacked the financial means to support that lifestyle (also implying that taxes would still be paid and money would flow through the system all the same). It took me writing out a reply to you, asking how you thought it selfish, before my brain came up with the potential answer I outlined in the first paragraph.
Rather, I would imagine the "not-selfish" version of this would be to spend your life doing those things, and finding ways to help others get to where you're lucky to be.
I just find the "I'll get mine and fuck off" attitude to be less than ideal.
I see it completely the opposite. If someone has already made all the millions they'll ever need, it's better for society to free up that job for someone else who needs the income instead of keeping amassing more and more millions to one single person. Paying it forward here is opening up the opportunity for the next person.
A life of "leisure" still contributes to society. I would of course still pay bills and buy things, supporting business. I'd still pay my taxes, supporting the government. I'd still volunteer, like I do now outside my job. I'd like to teach, write, and create more (I like to sing, make music, art, furniture, etc). And I'd really like to start an informal class for underprivileged youth to learn computer skills and get a job without going to college, like I did.
If I didn't have to work, I'd have a hell of a lot more time to make the world a better place. In addition to the selfish kayaking, cooking, traveling, etc, that I already do with a job.
b) What about it is selfish?
A lit more than any investor class are rich by any historical or global standard.
The picture does not change substantially if you look at measures of income adjusted for purchasing power parity. The West is far richer than the Rest and the latter much more populous.
> You may be making much more raw money than a 17th century monarch was, but that doesn't mean a hill of beans if everything costs more and you aren't afforded the same liberties that they had.
I eat better, fresher, cleaner food than they did most of the year, have far more variety in it, have access to vastly more cultural artefacts, and I have access to modern healthcare. I’d be dead but for antibiotics. The same is probably true of one of my children. My housekeeper lost a sister to illness at 21. More than likely she’d have survived if she’d had access to even the level of care standard in Shanghai twenty years ago. Being rich is in fact better than being poor and living in a rich country better than living in a poor one for the large majority of people.
I think you much overlook how great it is to have (somewhat) functional law enforcement, infrastructure, and access to goods and services and healthcare. This is what makes us rich, not the ability to buy cheap things.