Have you ever tried getting a company to fund a developer tool? More often than not, it's like pulling teeth, even if the service in question is a paltry $20 a month.
I've learned to pay for things like OpenAI myself because it's not worth the hassle to get a company to pay for it (for the purpose of R&D).
If my org wouldn't pay for them, I would start looking for other jobs (unless your in an industry that can't use them like national security, etc), but I'm not going to let $30/mo stop me from using a tool that significantly improves my work just because of a middle manager.
Also, many programmers I know bring their own keyboards.. Chefs often bring their own knives, or mechanics with their own tool chests. Ownership of your own tools is powerful.