What's insane is still trusting PayPal at this point. They've had this tendency to randomly block accounts for over a decade now. I wouldn't want to have them as a payment option at all, but I definitely don't want them as my only payment option.
It's not a dealbreaker for me, but if the PayPal integration exists, I'm using it 100% of the time. I'm already logged in, it has my payment instrument saved, and I don't have to worry about security as much.
It might be a deal-breaker for me, and if another option exists, I'm hsing it 100% of the time. I don't need to log in, password manager or browser has my payment instrument saved ready to auto-fill, and I don't have to worry about security or privacy as much.
Most people have a PayPal account. Your "emails me forever" is not a real concern for 99% of users.
And why is this a popularity contest or that the uniformed public’s (or your) opinion matters? People do dumb financial shit all the time. In the US at least, PayPal puts you at a disadvantage from a fraud protection standpoint since they are yet another unfriendly, large essentially unregulated middleman to deal with.
I extremely doubt that. Maybe in the US?
> Your "emails me forever" is not a real concern for 99% of users.
I'm not saying that is itself much of a problem, just that it isn't a guest checkout. It's not the accountless WorldPay/SagePay/Stripe/... alternative it presents itself as.
(As a result, more people have a PayPal account(s) than know it or want one. They refuse to delete mine without proof of identity, which I certainly didn't provide during checkout when it was created 'for me', so is not warranted and I'm not going to provide to allow my 'delete' request to result in net more of my data held...)
They're also excellent as a singular source for managing my subscriptions. If I ever forget what I'm subscribed to or want to cancel things, you can do it all in one place with PayPal just blocking further payments from processing from that business.
If people want PayPal to stop being used, then update your bank technology so the UX isn't so ass. Then perhaps we'll switch.
It's frankly ridiculous that these are the only two widely supported options for international payment. It's easy to make something better, but somehow much of the world seems stuck with the two worst options.
You got some interesting cognitive dissonance there...
It’s not like they do it for fun. The denominators are whether those companies implement decent recourse if you’re flagged. Stripe does; PayPal doesn’t.