What are the interest rates now? Presumably they are significantly higher than a few years ago. Although maybe there is a delay.
The Riksbank policy rates is currently 3% [1]. Interest rate on housing loans is roughly 4% at the moment for both floating and fixed rates, it's up from 1.5% in 2020.
[1] https://www.riksbank.se/en-gb/statistics/search-interest--ex...