Doesn’t mean you should ship untested code because that would decrease both the value to the user and your development speed. There are projects out there that go into the other extreme, entering the realm of premature abstraction and accidental complexity. In my experience that’s even worse because in that case it’s hard to convince stakeholders that there even is a problem.
It‘s a tough pill to swallow for devs with perfectionist inclinations like me, but at the end what matters is providing value to the user. In fact, I think technical debt will always be present as long as requirements change, and as the saying goes, change is the only constant in software engineering. It‘s not something to be completely avoided as that’s impossible. It just needs to be managed in a pragmatic way to keep up velocity.