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Comment by ticviking | Hacker News Reader

I’ve slowly begun to accept that the solution for my parents and maybe for me is going to have to be to unplug a lot more.

Do business with a local bank where I can see my banker in person.

Begin to actually verify trust numbers in signal and establish code words in person to protect us from AI impersonation

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My local bank removed all tellers and went to only allowing me to use the drive thru ATM.

Organize a meeting with neighbors, disseminate information via flyers and in person talks at your community center or church or synagogue or mosque or house of worship. Establish reasons for having a human being available in every step of the process for accessing your money.

Build a group of likeminded people and visit your local bank and ask for physical tellers who can oversee the automation and intervene with final authority whenever automation runs amuck.

Drive through ATM is such an amazing concept. So obsolete and unique.

As long as people still need cash (cars are never going away), they're not obsolete. If you've moved past cash already (Venmo, Zelle, Swish, etc) then believing they're obsolete is a foregone conclusion. But not everyone's dumped cash yet.

I live in Norway and I haven’t used cash since many many years.

What's the local app you use in lieu of cash?

Certainly in the UK everyone takes card for everything, and contactless payments are universal. There’s no need for apps like Venmo because the banking system works properly.

Vipps. Everyone has it and use it. Otherwise debit and credit cards are accepted everywhere and cash less and less.

Remember, most developed countries have functioning central banks, we can do real time transactions bank-to-bank just using the banks own app =P

In Australia the underlying system is called osko.

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