I don't know if this is disruptive, but I hope this will help break the data lock-ins networks like Facebook and Twitter photo services are using to retain and attract users. (And what happens if one of the sites go belly-up with all your data?)
If I could make one suggestions, the site as it currently is looks like one for a generic software download. You should, eventually, try to make it look more friendly and inviting as if to say that this is a social ecosystem of sorts.
Best of luck! If you're in SF or NYC, you probably won't need it with all the people who'll throw themselves at you over a great idea like this. :)