Whenever I see a post on HN that says "In Europe, blah blah blah" it is bullshit 80% of the time. Sometimes the poster is extrapolating laws from his country to the other 43 countries on the continent, but usually it is just completely made up bullshit based on wishful thinking. I've learned to never trust these comments unless they provide a source.
https://wolt.com/pages/en/fin/courier-center-faq-finland#lin...
>Are Courier Partners employees of Wolt?
>No. Courier Partners are not employees of Wolt, they don’t have a boss or predetermined work shifts. Wolt Courier Partners are contractors, Wolt pays for each task a Courier Partner has committed to deliver and has completed.
>Like all entrepreneurs, Courier Partners are in charge of their own: taxes, driving log, insurances, compulsory motor vehicle insurance (if they make deliveries with a car or a scooter), pension security, and financial security during periods of illness and unemployment.
>Like all entrepreneurs/independent contractors, Courier Partners are in charge of their own financial security during periods of illness and unemployment. In practice, this means that Wolt does not provide compensation for sick leave or health services on days when Courier Partners are not able to make deliveries.
>Everyone who has a municipality of residence in Finland is entitled to use public healthcare services. As an entrepreneur, Courier Partners are encouraged to consider arranging occupational health care coverage for themselves. Public medical centers and private hospitals can help Courier Partners with matters regarding occupational health care.