EDIT ;
NEVER invest in a 529 college plan. They are money grabbing frauds.
I put $40,000 into a 529a plan in 2004.
In 2022 it was worth $89,000
--
They couldnt even provide a good return over 20 years.
They then berated me for complaining that they "only" doubled my money in !20 years.
The problem is that the banks that this was desposited in ~2004 -- they failed and were sold several times in the 2008-2012 banking grifting.
And they couldnt give me ANY data on the tranfer of accounts or companies when they befuddled the accounts together. They literally treated me as if I was berating THEM.
HN was a laughter of shitty advice.
So take mine with a ton of salt, because thats what you shall be tasting, marinated in rage, when you discover you invested in an institution that literally steals your money and marks it.