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Do you really want “put money in a bank account” to be a risky activity? What benefit do you see there for the economy?

Not even “put money in a bank account, but also “Am employed by a company that put money in a bank account”.

You work for a company that needs more than $250k cash to make payroll? It's your fault for assuming that risk. /sarcasm obviously

Or even work for a company that uses a company for payroll that happens to flow through such a bank.

It’s turtles all the way down.

yes omg... some banks are more dodgy than others. why didn't they keep their money at chase