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I am in Canada so not sure how it compares to the US.

But yes, I'll sign for a Full-reserve banking if I had a choice. I've already invested in my own company. I have no desire for a bank sending my money elsewhere. Especially since the interest rate they pay to a person is laughable.

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Just use Big Five in Canada, I assume you have 100% guarantee then. In the US $250,000 is guaranteed by FDIC (per bank), so you would probably be fine here too. OTOH not all businesses can operate from a founder's wallet, some need loans. Who's going to provide those loans if every bank is a full-reserve bank?

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