To further this, a lot of people (see Sam Altman, for example[1]) are saying the federal government should give depositors all of their money bank, and don't seem to care at all about what this would mean in the long run. Is the FDIC now insuring all deposits in the U.S. for an unlimited amount? What would the implications of that be?
Maybe there should be changes made to help protect depositors more, but instead of a collected and rational conversation about how we'll treat deposits going forward we're getting glib "just give these people there money back, they don't deserve this" responses. Of course these things are tragedies, but the degree to which the federal government assists people in these situations is a complex discussion, and we have to come up with a consistent approach.
People are asking about salty response, but this kind of cavalier attitude toward the financial system from supposedly serious thought leaders is a bit alarming.