I find it kind of insane to have people walking around with a 100 million bank account for their runway in the best cheese grater.

Call me crazy but I think a company with this much financial holdings would normally have a CFO that buys bonds that vest at the right times, and would have cried a tiny tear at getting less than ideal interest rates on them instead of having a bank collapse with all their finances because it wouldn't be competitive at recruiting more clients with zero financial management going forward.

Perhaps decades of no inflation and low interest expectations have left people confused to the fact that when you have millions you are an investment holding company.