While big companies getting even bigger may not sit well, equating business development with the actual ponzi schemes of crypto, which will result in convictions (FTX members are already admitting guilt) seems like a stretch. There doesn't seem to be any reason to believe users are not in a position to pick experiences that work for them and abandon ones that don't for AI products - a far cry from financial products that require significant literacy and profit the most when ensuring the users never achieve it.