The old and conservative make too powerful a voting block, and it perpetuates every corporate, oligarchic, xenophobic greed cycle one could point to as a rot in our system. I don't think old people are bad because they're just taking government money and have big fancy houses, but largely they do vote the same way and that way they are voting is causing problems.
> First of all, you don't freaking need your own new house to start a family. In most countries most people never buy a new house.
It's important to understand the similarities and differences between "need" and "precipitates conditions that massively increase the chance of", when it comes to demographic trends.