I've had several hard drives fail over the years. They all signalled their impending doom by making interesting noises so I never lost any data. When my SSD fails I think I'm going to miss the noises.
So far, most of the HDDs I've seen fail, gave _some_ indication prior to it, via smart or "strange" behaviour.
I've always distrusted SSDs, and manufacturers continue to use lower quality controllers and flash, including sometimes changing a currently great drive to use cheaper components and sell it as the exact same device.
Meanwhile games load from my spinning rust within a minute, and SSDs never seem to actually improve that that much, because the code responsible for parsing and loading RAM seems to matter more.