> I can still own my system just fine
> SafetyNet can also be bypassed if needed
Nope. Android phones now have hardware attestation, good luck faking that. If you install any of the stuff you mentioned, you've "tampered" with your phone. Hardware remote attestation will now fail and apps will no longer run.
My bank app complains about developer mode for god's sake. If WhatsApp starts requiring attestation, I will have the "choice" to either give up my freedom or enjoy my $600 paperweight.