THe thing is - your family needs them moneys. Can't have those without a job.
And if you family is "wife+N small kids" - you can't really leave a job for long. Even if you are an IT guy with a good salary.
And if you family is "wife+N small kids" - you can't really leave a job for long. Even if you are an IT guy with a good salary.
Baby require nothing but clothes, cheap food and love.
Teenagers require all sorts of things for school and activities. I mean, technically you don't have to provide them, I guess, but if you want a well developed kid who will have their own success, you have to do some investing.
Not to mention that spending structure change over time. Back when I was 20 - I only needed that much money to buy myself some food and drinks, a pair of sneakers or boots once a few years + some here and there spending. Nothing big.
Now I need to provide for my kid, wife who is on maternalily leave and I need to save some money for my mother (call it her additional pension) and my family because you can really have a family and no savings. God knows what will happen.
And if you have a kid (even one) - you need to spend a ton of money on clothes alone. They grew really fast, they get dirty when they eat or shit (in case diaper was put in a wrong way at night for example) etc.
Unless you are really rich - you won't be able to leave your job for long. I can imaginge 3-6 months leave if you are a Senior Developer or higher and you live in a country with stable economy\political situation.
In any other case - I doubt anyone will take such risks unless they are literally about to go insane or something.
[1]: https://www.cnbc.com/2022/10/24/more-americans-live-paycheck...
It's great that you can just retire anytime I you want, hopefull without any downgrade for family's well being. I'm just saying this is not always on option.