> Subscriptions are great model.
Not for the user.
I give $0/yr to digital subscription services with zero marginal reproduction cost (SaaS, video, etc.) and somewhere in the range of $250-1000/yr for pay-to-own software.
Reasons:
1. Pay-to-own software is almost universally of a higher quality than rental software
2. I want to host my own software and data, so I'm not instantly screwed if the software company goes under or unilaterally decides to change the way they do business
3. Subscription management is a pain in the ass (in terms of the effort required to track down subscriptions, cancel them, make sure you aren't still getting charged, etc.) whereas pay-to-own requires close to zero mental overhead
The primary risk with pay-to-own software is that it stops being maintained and the OS APIs the software uses gradually go out of date, but this is much easier to address than the corresponding risk for rental software: that the company folds or the product gets cancelled, and you lose everything instantly!