You must not have a need to send money to recipients in other countries.
I tried every option I could find until giving up in frustration and sending crypto instead.
Not denying the negative aspects but it's a privileged position to assert criminality is the only use case.
I’ve only ever really transacted with big countries’ currencies (EUR, USD, GBP, etc.), and I’ve found that the ordinary banking systems (especially with fintech like Wise) serve me quite well for this use case. I’d love to hear more about the flipside of that.
It could've been my fault, I don't frequently send internationally. But the experience sending crypto was far and away easier and is now my default choice.
But I imagine your specifics are quite rare. We've had a long time for crypto get significant market share for retail money transfer and it hasn't happened yet.