Actually you don't want to use credit cards between yourself and PayPal. They play a finger pointing game that can last months. Been there. I eventually had to small claims the CC company (MBNA Europe, now LLoyds) which took weeks. They didn't contest the claim or even turn up and judgement was made in favour in their absence then they did nothing until bailiffs were appointed then wrote the whole account off and closed it. Had numerous run ins with paypal unfortunately as a seller and a buyer.