> I always thought there must be more to the story when someones account was permanently banned. Well, it happened to me, one of the most plain and boring consumer users of PayPal ever.

That self-exceptionalism? Yeah, most of everyone that hasn't already internalized not to use PayPal will do the same thing you did.

It's futile. Let me guess, do you use a Password Manager (bonus, other than LastPass?)?

Here's another futile one, you, yes, you, really need to make backups and replicate time-snapshots off-site.