I recently just closed my Paypal. You have to close your paypal credit accounts before they let you close it. They only approved me for $300, while AMEX approved me for $6000 last year, so not a big loss. They asked why and I said its a garbage service. I tried using it and it could not verify my identity, even though I uploaded a passport picture. I would suggest Stripe or even Coinbase commerce. At least no one can chargeback your stablecoin!