How can one come to this conclusion given the trends in people’s weights?
Cigarettes come to mind. You’re fine with penalizing this guy $300,000 for doing something stupid and penalizing society hundreds of millions of dollars for the maliciousness of RJR Nabisco, Philip Morris, etc.
If it's truly "die vs. do this and live the rest of my life in debt," yeah. It's worth it to take on the debt.
But it'll force another level of creativity out of you before you decide the only way to save your life is to light a whole dead tree on fire and hope for the best.
it's been my experience that if I push it all the way to the last resort to save my life I am
1. not in a good state to make that decision
2. not in a good state to do the necessary steps to make the last resort work correctly.
It'll be hanging over you when you're out, as things get worse and worse. You'll start thinking of alternatives much earlier, because the potential of living the rest of your life in debt if you only find a destructive way to stay alive won't let you wait as long to be thinking about solutions.
Nobody's reading this article from a place where they're already at "light a forest fire or die" danger level. This only works as a deterrent and a cautionary tale because people are finding out about it before they're in dire trouble.