Yeah I had similar thoughts about OTS when training for one myself — but I think it’s a lot easier to push into that hypothetical 99.99 percentile than you think.
Like maybe 1/20 people will ever do something as intense as a triathlon, in general. So we’re already at 95%. Then maybe 10% of triathletes will do a full Ironman. 99.5%. Of that top level who train for an Ironman, half are not training that hard and just having fun. 99.75%.
So if you’re someone who is training hard for an Ironman, you’re already well beyond the 99th percentile. But still only a small fraction of people who train for an Ironman have any issues with it. But if you’re at that level, you’re already close to the top and it’s not a crazy stretch to think you could get there if you got a bit carried away.
Similar with meditation, I think the analogy works. If you’re consistently meditating for 10min per day for several straight months, that’s more than most people would ever do.