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I'm not saying everything's rational either, but you can't deny a difference in return rates make a difference.

More people will opt for a risky investment if it's paying substantially more then their safe one.

If there is little difference in return, few people will opt for the risky bets

Also, how many kids and the United States have eaten tied pods? Is it anywhere approaching a meaningful proportion?

are there any alternatives being explored actually?

To eating tide pods?