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Not taken into account that if they're not a millionaire when they enter congress, they tend to be by the time they leave.

Because it's not insider trading if you're a congressman. It's total crap.

Yeah, though the actual pay isn't always enough to easily afford a home in your home state and a place in DC for those who aren't already rich.

That's a fair point - DC property is so expensive, there's a sort of Democratic senator "frat house":