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> This is clearly a bad idea, because credit cards

Debit cards are, though, and it doesn't make any difference for online payments.

Ideally GitHub should support more local options (e.g. SEPA transfers, UPI, etc.), but card payments are already a very good starting point.

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It totally does. I am from Germany and I cannot use my bank card for online payment and most people I know can't do it either. Especially if they have bank accounts at banks you can go to in person. Some online-bank accounts provide cards that can be used with online payments, but it's far from the most popular option.

What type of card do you have and what century is your bank in? I've had online capable Visa/Mastercard debit cards in Bulgaria (you know, poorest and least developed country in the EU) since at least 2010, if not before. In France even the legaciest of the legacy banks (the ones where to open a bank account you have to go in person and wait a week for everything to be processed) provide basic MasterCard/Visas, which are of course online capable. I don't know of any card being available in either country that isn't capable of online payments. I've heard Germany is behind the times in some aspects, but I didn't know your banking was so bad. Are you still using cheques too?

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