> It’s a lazy, unintelligent critique
I think this is what a subset of people belonging to lower socioeconomic classes tell themselves, and sometimes have heard it from their “superiors”, to better cope with their financial struggle. The poor people are just lazy is the motto of the privileged and is also a safe assumption to make for a rich person to have.
What percentage of millionaires inherited their wealth? Go Google it. Now tell me if it’s ok to judge any group of people based on that percentage.
It may be incomplete but your next sentence about inheritance is actually what's poor judgement on your part.
I didn't mention direct inheritance in my previous comment, however it's really hard to make any distinction between this and the fact that being born in the 'right' family means access to professional/educational opportunities due to specific connections almost never easily attainable by the ordinary mortals. And yes, this often means, especially in professional settings, getting away with doing the bare minimum and staying on the job just because the boss was in high school with your shipowner dad.
> What percentage of millionaires inherited their wealth?
This is a really problematic way to address the effect of inheritance has on one's wealth since such percentages are relied on self-reports, which means that effectively all will identify as self-made. I find it entertaining, but also telling about the brainwashing the financially desperate have suffered, people like Elon Musk being cited as self-made when they always happen to come from financially privileged families.