I don’t think brnt’s comment contradicts yours.

They agree that farmers understand financials. But they also restates what you said. Farmers don’t understand the actual biology of farming. They are dependent on the company provided experts for that.

The only real difference between you and the other commenter is your definition of the word “smart”. You both agree on the facts.

Also, “Even a Netflix documentary” is a horrible comeback when the original comment’s “evidence” is as a YouTube video.