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This, along with copying a character from the clipboard, won't defeat most keyloggers. The only kind you would be fooling would be a hardware keylogger. Your best bet is two step authentication.

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Care to explain why it wouldn't defeat most keyloggers? My knowledge of this is that when you look at the log created by the keylogger you just see a bunch of keystrokes but you have no way to tell if they were typed in the same field.

The two step identification doesn't work if you don't have internet on your phone right?

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