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Or, run a short track butting up to the end of their track, buy the cheapest locomotive and park it at the end. Wait for the inevitable crash of locomotives.

Repeat, and watch the AI's company value crater. Buy them for $1

Even better: Make the train stop right before lights turn red. With careful timing you can wreck the car with no harm to the train.

I don't remember trains ever suffering anything from (full speed or not) road vehicle collisions.

In case it isn’t widely known, you can also get OpenTTD on mobile. Though it isn’t the easiest to play that way.