Cars on the whole are generally an albatross around the neck of the working class financially.
Total commute time in one direction: train + metro + walking 1.5h, car 0.5h.
At this point, even if public transport were offered to me for free, I would not use it. 3h of commute per day is just too much.
(Yeah, I could theoretically move closer to work... and what do I do when the workplace changes? move again?)
This is true of all public transit systems, even the best ones. Unless you live directly at the source station and have a direct shot to your destination station, you're going to waste a lot of time changing buses/trains and waiting and coordinating.
And not everybody can live near every transit hub, not even near _a_ transit hub, by definition.
Cars are point-to-point. The very best public transit can do is match it in terms of pure speed.
Public transport has a much higher bandwidth at the expense of individual travel time. It's a trade-off. Naturally there's a limit to how many cars can dive at any given time in any given city, but I'd definitely expect the average public transit time to be 2-5x the equivalent individual transportation (bicycle if possible/car) transit time.
This is why it is more important than ever to be empathetic to others - we live in a crazy ass world with overwhelming amounts of both tragedy and beauty. The way each one of us perceives that endlessly complex environment is wholly unique, and it is the only reality each of us has ever known.