I've been using ChatGPT pretty consistently during the workday and have found it useful for open ended programming questions, "cleaning up" rough bullet points into a coherent paragraph of text, etc. $20/month useful is questionable though, especially with all the filters. My "in between" solution has been to configure BetterTouchTool (Mac App) with a hotkey for "Transform & Replace Selection with Javascript". This is intended for doing text transforms, but putting an API call instead seems to work fine. I highlight some text, usually just an open ended "prompt" I typed in the IDE, or Notes app, or an email body, hit the hotkey, and ~1s later it adds the answer underneath. This works...surprisingly well. It feels almost native to the OS. And it's cheaper than $20/month, assuming you aren't feeding it massive documents worth of text or expecting paragraphs in response. I've been averaging like 2-10c a day, depending on use.

Here is the javascript if anyone wants to do something similar. I don't know JS really, so I'm sure it could be improved. But it seems to work fine. You can add your own hard coded prompt if you want even.

    async (clipboardContentString) => {
        try {
          const response = await fetch("https://api.openai.com/v1/completions", {
            method: "POST",
            headers: {
              "Content-Type": "application/json",
              "Authorization": "Bearer YOUR API KEY HERE"
            },
            body: JSON.stringify({
              model: "text-davinci-003",
              prompt: `${clipboardContentString}.`,
              temperature: 0,
              max_tokens: 256
            })
          });
          const data = await response.json();
          const text = data.choices[0].text;
        return `${clipboardContentString} ${text}`;
        } catch (error) {
          return "Error"
        }
      }