There are a lot of low-cost vehicles there that are designed around battery swapping, and one luxury car maker, Nio, also offers it. Nio is setting up shop in Europe and already has swap stations in Norway where EV penetration is high.
Your inability to imagine anything other than the laziest most spoiled american's habits (even when alternatives are easier) doesn't invalidate the huge space of other solutions.
If all of those don't work for some reason, then just treating it like an ICE and usingthe 250kW fast chager is only an extra 15 minutes once every week or two.
This is how things work for poors. They don't have access to lots of credit, so a car that costs $15K less is good, and they are used to whatever a tank of gas costs, and will pay that. Again, this is the mass market, the next billion drivers/families. You're well down the income ladder at that point.
More importantly, this is the kind of thing which government funding could cover. Just the healthcare savings along from getting rid of ICEs would pay for a lot of it.