The race one seems pretty obvious though? It's just compounding interest and that's been taught forever, and as part of math classes on exponents

It's not an extreme ideology to realize that the people who bought houses during redlining are much much wealthier now as a result. Hell, if most of most Americans wealth is owning their house, redlining is gonna be the most influential thing to wealth inequality between people of different races today

The entities at fault - governments and banks are still around, so it's not generation. The effects are, but the guilt remains with the entities that did the bad things