> Paying your mortgage off can leave a sense of emptiness, like what next?
Months away from this. Obviously each to their own, but I think I'll have a sense of achievement, security, and relief once it's gone. Due to sacrifices I've made we've managed to pay off a 25y mortgage in a little under 12y. I can't wait to be debt free and not at the mercy of bank interest rates and economic disasters. I can then start putting more aside for my kids.