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I would add a third which is allow more dangerous housing. You heard it. We all agree to risk, just a little more, we all die in a horrible fire so that the least among us have a better chance of owning a home through something other than charity.

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The shortage of cheap housing has more to do with land prices, and very little to do with the cost of making houses safe to live in.

I could pitch a yurt here on a deck all in with land included for about $150k.

https://www.realtor.com/realestateandhomes-detail/1882-Quesa...

What's the cheapest legal free standing residence in san francisco? I couldn't find anything under half a million. That's an easy 1/3 the price of any legal freestanding structure.

You could use expensive land much more efficiently if you could build smaller, taller, and worse housing.

SF has both banned new SROs (flophouses) and made it illegal to tear down the old ones.

Slums: https://en.wikipedia.org/wiki/Slum

Slums are unfortunately the shitty alternative to having no home at all, when you live in a world where no one gives a fuck about the poor.

If we must live in a world where no one gives a fuck about the poor I honestly am not so sure they should be denied at least their slum house rather than freezing to death behind a dumpster.

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