The largest financial crime in the US pretty much every year is wage theft. Wage theft isn't the grand larceny of millions - it's small business owners shaving tens or hundreds of dollars off the paychecks of people who are too powerless to object and accept the mistreatment because it keeps them out of poverty.

This is an issue from the top to the bottom.

We romanticize it when it's punching up (like at a crypto company that's probably been responsible for bankrupting a whole lot of suckers) but accepting it as a virtue also lets all those terrible bosses bask in the glory of how "keen" they're being by shaving off a bit extra for the retirement fund but punching down.