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> The bigger problem is that in the USA healthcare is tied to employment. That's messed up

You can certainly get health insurance without being tied to employment. Without COBRA or any other workarounds. Has everone forgotten Obamacare? (Single payer would be nicer though.)

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Not sure about your state's Obamacare, but all the plans offered in my state only cover in network providers. Whereas my employer's plan also covers out of network which I used for therapy. Now I'm stuck paying full price and unemployed for therapy as COBRA was way too expensive to keep going, even with my severance, because who knows how long it's going to take to get a job. It's been pretty slow so far and I've spent everyday sending my resume around and shaking down my network.

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