Is it bitcoin's fault when people trust others to manage their own btc? "Not your keys not your bitcoin" is a manthra that gets repeated by the BTC community every single day.

If you can't manage your own coins then btc is not for you, use fiat, trust the bankers[1][2] to hold your money.

[1]https://finance.yahoo.com/news/bank-america-customers-report... (January 18, 2023)