Actually looking at the libraries on this page for Gauche and comparing it to Gerbil, Gerbil seems way more practical for the kind of web/data work I normally do.
The only big extensions this page lists on top of R7RS libraries (which are fine for programming but don't include much for typical development work on web/data/etc) seems to be for programming desktop apps.
So for me the most practical Schemes (because of built in libraries) I can think of are Gerbil or Racket. But it's been a while since I've looked into Schemes.