Hacker News Reader

My choice as hobbyist is 3060 12GB: cheap, 12GB vram, low thermals and noise. Cons: 2x time more training compared to 3090, which I am OK with.

As a hobbyist you should look into spot instances in cloud. Way cheaper and faster than having to invest in your own hardware.

which spot instances exactly? I checked last time, and having my own hardware was definitely cheaper..