I'm facing the same problem. I'm just out of education (in the UK) and primarily doing contract work under my own name, I don't know whether getting an accountant would be beneficial, and if so, how to find one that is best for someone in my situation (and aiming to start up).

This sort of information about the basics is surprisingly hard to find, so this article is particularly refreshing.

Makes me think, I'm sure many people (including me) would be happy to pay to talk (IM) to someone who knows something about this sort of thing. Does this exist as a web service anywhere?

I went to a friend of a friend who specialises in small businesses. I suppose asking for recommendations on HN might also work.

I use Wellwood Hoyle associates, as do a few UK tech companies you've probably heard of (but it's not my info to post)... I've never met the guy, but I send him 90 quid a month, and he takes care of my somewhat complicated Ltd company expenses. Highly recommended.